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Welcome to Our e-Elite Cooperative

We can be your guide to the world of e-cooperative…

Fast Loans

We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time loan request.

Flexible Money

We understand that financial situations and other financially-related things can vary. That is why we employ a flexible, person-centric approach to each.


We understand the fear of high transaction Cost, We will never charge you unnecessary fee. We offer the best transaction fee.


With loans featuring interest rates that are just outright bad, we’re here to level the field thanks to our Financial Expertise.

About Us

Who is e-Elite Multipurpose Cooperative

Elite History

In the midst of the Great recession, a group of Professional workers got together and chatted about the things they wanted from their financial institution – honesty, care and concern for people, a desire to serve, and most importantly, the strength to withstand the ebbs and flows of economic climates.

Rather than trying to find everything they wanted from a traditional bank, they formed a Cooperative in which consumers weren’t just consumers; they were members who all had an equal share and equal interest in the well being of the organization.

The Cooperative never lost touch with its purpose and the building blocks of its foundation: integrity, transparency, a genuine care for people, excellence in service, and strength for its membership.

A new perspective on banking is what we hope to provide - one that starts with you and your story. Built on a solid foundation, our cooperative structure allows you to receive the maximum benefit to achieve your dreams. By leveraging our core values of caring, excellence, and integrity, managing your finances shouldn't be an interruption; rather, a simple and meaningful part of your life. Experience it for yourself. Not for Profit. For People.

Our Mission

“Elite is a not-for-profit member-owned cooperative providing exceptional service and quality financial products for its membership.”

Our Values

“Our values should guide every conversation, decision, and interaction. Our values should anchor every product and service we provide and every channel we operate.”
  • Caring: We show compassion and respect for people. We treat people with dignity.
  • Excellence: We strive for the best results and have high expectations. We seek to improve, and to have a safe, secure and sound organization.
  • Integrity: We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes.

Our Team

Our team comprises seasoned entrepreneurs and industry experts, bringing years of experience to a young company. Our management provide strategic direction and ensure we work together for continued success, with unwavering focus on our vision.

Meet our team.


Maximize your savings potential

With the support of the right account, saving doesn't have to be a chore. Do what you want with your money, on your terms when you find an account that aligns with your savings goals, big and small.

  • IRA Individual retirement accounts
  • Savings and Money Market

Investment Details

Elite has a full range of investment products available, from conservative Certificates of Deposit (CDs) to aggressive mutual funds, Stocks, Currencies, Agriculture and Real estate. Our Investment Representatives can guide you to the product(s) that will help you reach your goals.

Structured CDs

Elite has a full range of investment products available, from conservative Certificates of Deposit (CDs) to aggressive mutual funds, Stocks, Currencies, Agriculture and Real estate. Our Investment Representatives can guide you to the product(s) that will help you reach your goals.


A personal pension plan allowing you to receive a stream of payments until the end of your life. Annuities come in a variety of options, and initial investments can be made as lump sums or as rollovers from other qualified retirement plans.

Stocks and Currencies

Become an owner of a publicly traded corporation through buying stock in companies of your choice! As a stockholder you receive a relative amount of dividends when the corporation earns a profit.

Mutual Funds

A professionally managed investment fund that pools money from many investors and is made up of a varied assortment of securities.

Agriculture and Real Estate

For mid or long term investors. Returns are given semi Annually or Annually.

Loan details

You can find a loan almost anywhere – along with ridiculous fees and add-ons. As for Elite, we don’t slant loan terms or push products that only benefit us. When you need a loan, we’ll point you toward the right one. From home loans to auto loans and even personal loans, we offer competitive rates and flexible repayment terms. We have the best rate you can’t find elsewhere.

Business service

Different businesses have different needs. That's why we take the time to get to know you, to learn about your business, and to help you find the options that will work for you.

Small Business Resources:

Get connected with agencies and organization that can help you start your business.

Personal Loans

When life throws you a curve ball, have the money ready to cover it. With a range of loan products and features and the ability to work through the application process quickly, you're sure to find the loan to meet your specific needs.

Personal Loan Cover one-time purchases and expenses or access additional cash while keeping payments fixed.

  • Low, Competitive rate
  • Terms 6- 12month

Share Secured Loan: Use the money you've already set aside without having to empty your savings account.

  • Low, Competitive rate
  • Terms Vary

Student Loans: Whether heading to college or learning to manage money after graduation, there are some important steps you can take to be successful during the next stage of life. As a member, get support as you hit these milestones and help with making sense of your options

Student Choice Private Loan

  • Borrow up to ₦100,000
  • No administration fee
  • 1 year repayment terms
  • Low, Variable rates

Student Choice Graduate Business Loan

  • Borrow up to ₦250,000
  • 2 Years repayment terms.
  • No administration fee
  • Low, Variable rates

Our Services


Easy access to your money, and get a higher interest rate if you make no more than 4 withdrawals per calendar year.


Our Investment Banking teams deliver high-quality strategic advice and creative financing solutions.


We offer a suite of specialized and tailored financial services to both individuals and corporate bodies.

Business Services

Whether you’re a first time business owner, existing business or creative Idea. We will serve you right.

  • Student Loan
  • Business Loan
  • Auto Loan
  • Mortgage

Frequently asked Questions

Can I have more than one Account?

No you can only have 1 account attached to your name and email.

In a case of assistance, how can I contact you?

If you have any technical problems or further questions, you are most welcome to contact us using our friendly support center to send a support request.

Which payment methods do you accept?

We accept all major payment systems via Electronic payment, Bank transfer & Cash.

What investment package do you offer?

We offer Real Estate and Portfolio package for as low as 6 months maturity period.

Do you provide phone support?

Yes, we provide unlimited phone support for our customers. Please mention your username ID in your voice-mail and we will investigate your issue and do our best to resolve it within 24 hours.

I'm having trouble logging into my account?

Please install the latest version of your browser and clear your browser cache and data then try again. If you can't sign into your account again, please contact or chat with us.

Are there any fees charged on deposit?

No, there is not any fee.

How much does it cost to open an account with you?

Opening account with us is absolutely free. There is no hidden cost or maintenance fee.

Do you require to provide documents for account creation?

No, we do not. Account creation is free and does not require ID verification.

How do I get paid?

You will get paid via electronic payment, cheque or Cash.

Does dollar price change affect my investment?

No, for your investment security and consolidation of your money, we guarantee buy price and we are responsible for any price change.

Why do you use online payment processors?

Online payment systems facilities are very convenient to instantly transfer funds and the fees are very low compared to bank transfer. They also suit our business model very well since it's easy to exchange funds in and out of our accounts.

How can I calculate monthly loan payments?

You are welcome to take advantage of our loan calculator to understand and estimate the potential performance of your loan.

I forgot my Password. What do I need to do?

You must follow the steps: 1) Click "Forgot password?" in the login section on top. 2) Enter your e-mail address used for registration, and click on the "Reset Password" button. 3) You will receive an e-mail with a confirmation link. Click the link in the e-mail. 4) You will be redirected to the new password page, and enter new password and click "save password" button.

Will you cancel account without deposit?

No, your account will not be cancelled without deposit, unless you ask us to do.

How do I make my first investment?

In order to make an investment with us, you must become our registered member. Once you have registered, you can sign into your account area using username and password and make investment. Click on "Invest", there you can choose investment type and follow the page simple instructions to complete your investment. The transaction is secure, instant and convenient.

When can I withdraw funds from available balance?

You can withdraw funds from your available balance anytime you want and without any fee.

After I make a withdrawal request, when will my withdrawal request be processed?

Your withdrawal request will be processed within 24 hours.


Get in touch!